Katie Ciccio
- Chase Certified in VA Loans
- Chase Certified in Chase Private Client Lending
Recent Reviews
- Rating 5.0February 3, 2023Katie's guidance and advice was extremely appreciated - not to mention she was always available to talk and point me in the right direction.
- Rating 5.0December 17, 2022Katie is awesome to work with ... Really really responsive, helpful, and communicative. I have worked with many other lenders, but I keep coming back to her because she's the BEST!
- Rating 5.0December 2, 2022Katie and her team are by far the best in the mortgage field. Katie is very hard-working, extremely knowledgeable, and very easy to work with. Katie has helped us with five loans, one which was in Florida, and a re-fi. Katie has never let us down. She again is the best!Response from Katie CiccioDecember 2, 2022It was so nice of you to leave such positive feedback of Katie Ciccio, Brad. We are glad our market knowledge was useful during this process. Thank you for choosing Chase.
Sincerely, Chase - Rating 5.0December 1, 2022Katie Ciccio was amazing throughout my very long, complicated divorce refinance. She is a great communicator, and she worked with me to extend deadlines when my ex refused to sign paperwork and made sure nothing fell through the cracks. It was a long process, and Katie and her team held my hand every step of the way. If I could give her ten stars, I certainly would.Response from Katie CiccioDecember 1, 2022Thank you for your review, Lindsey. We understand a home refinance can initially feel overwhelming, so we are delighted Katie Ciccio was able to help you navigate the process. Thanks again for choosing Chase.
Sincerely, Chase - Rating 5.0December 1, 2022Katie was awesome!!! Extremely friendly and personable. Knows what she's doing, which made it really easy. We will definitely use Katie and Chase for all of our banking needs moving forward. I know they're a big bank, but Chase really is the best!Response from Katie CiccioDecember 1, 2022Your review of Katie Ciccio made us smile, Jason. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations! We love working with customers like you and hope you'll use Chase again for any future mortgage needs.
Sincerely, Chase - Rating 5.0December 1, 2022Wow, what else can be said about Katie. She was the best, professional, very knowledgeable, always available with a great attitude and personality. I can’t say enough about her, she was awesome.Response from Katie CiccioDecember 1, 2022Thank you for your review. We're grateful you took the time to leave Katie Ciccio such positive feedback. This type of experience is exactly what we strive for. Working with you was truly our pleasure.
Sincerely, Chase - Rating 5.0December 1, 2022Katie was a pleasure to work with and moved us smoothly through the lending process. When things got complicated she listened to all our concerns and calmly resolved any issues in a professional and friendly manner. I wouldn't hesitate to contact her for our Lending needs in the future.Response from Katie CiccioDecember 1, 2022We are so grateful that you left us such positive feedback, Dave. We are thrilled Katie Ciccio was able to help you. In the future, if you or anyone you know needs our assistance, we would be happy to help.
Sincerely, Chase - Rating 5.0December 1, 2022I have worked with Katie on multiple loans and I will use her again for the next. She hit timelines that were very demanding and with terrific professionalism. I am beyond happy with the service provided by her.Response from Katie CiccioDecember 1, 2022Thank you, James, for your rave review. We are delighted Katie Ciccio provided an exceptional experience. Working with you was truly our pleasure.
Sincerely, Chase - Rating 5.0December 1, 2022Katie Ciccio is the reason I am giving such high marks. She is outstanding in her field and I plan to continue using Chase as long as she is a rep there.
- Rating 5.0November 3, 2022Our loan specialist, Katie, was excellent and extremely responsive/informative/accessible. Chase mortgage website was clunky and required logging in twice every time we needed to access it.
- Rating 5.0September 8, 2022Katie was extremely professional and was always on top of things. Whenever we had questions or such Katie was always available and always took the time to make sure we understood all our questions and concerns. My wife and I were extremely impressed with Katie. The whole process went pretty smoothly. Even our realtor and the people closing department commented on how great it was to work with Katie! Thanks Katie we enjoyed working with you!!!
- Rating 4.5September 10, 2020Katie was great and kept me informed at all times! I returned to Katie for this investment mortgage after she did such a great job for me when I bought my home. However, underwriting department changed things three different times and it was very distressing. But Katie communicated very well and we did get things done!
What Chase offers
Frequently Asked Questions
Buying a home is a huge step, especially when you’re moving from renting to owning.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.
Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments
Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments
About Chase Home Lending
1. The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) 2. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors, including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase according to future index rates. The APR may increase after the loan closes. 3. This Homebuyer assistance finder (Tool) is provided by Workforce Resource, LLC, and is not affiliated with JPMorgan Chase, N.A. (Chase). The Tool is provided as a courtesy for the purpose of finding available grants in your area. Chase does not guarantee the search results. Program availability and eligibility criteria are subject to change without notice. Neither the accuracy of program information nor the suitability of a program for your situation are guaranteed. The search results displayed should not be considered an exhaustive list of grants that may be available for you. Speak with a Chase Home Lending Advisor for more specific information or to learn about additional programs. 4. The Chase Homebuyer Grant is available on primary residence purchases only. Customer may be eligible for the $2,500 or $5,000 savings when applying for a DreaMaker℠, Standard Agency, FHA and VA home purchase mortgage loan product and where applicable census tract requirements are met. Income limits and homebuyer education apply on a DreaMaker mortgage. The Chase Homebuyer Grant funds will be applied at purchase loan closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees or down payment. Grant funds may not be used for the down payment on an FHA purchase loan. The Homebuyer Grant may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. 5. The Chase VA Loan Purchase Closing Cost Benefit will be applied at closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees. Closing cost benefit may not be used for the down payment and any remaining funds will be applied as a principal reduction. The benefit is available only on primary residence purchase loans and is not available for any refinance loans. The Chase VA Loan Purchase Closing Cost Benefit may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. Ð'd6. Property search is provided by HouseCanary, Inc. (HouseCanary), a licensed real estate brokerage. HouseCanary, powered by ComeHome, is not affiliated with JPMorgan Chase, N.A. (Chase). ComeHome is provided to you as a courtesy. Chase is not responsible for the real estate services and the search results provided by ComeHome. Restrictions and limitations apply to the access of Chase MyHome. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC
Sincerely, Chase