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Charles J Sindelar

Charles J Sindelar

Home Lending Advisor
NMLS ID: 915408
"If you are looking for a mortgage specialist with experience and in-depth industry knowledge, look no further."
Contact Charles
Address:
2255 N Calhoun Rd
Brookfield, WI 53005
US
Phone:
Primary:
Fax:
Cellular:
Email:
charles.j.sindelar@chase.com
About Charles
Charles proudly serves clients in Milwaukee Area. Charles has 10 years of experience as a Home Lending Advisor and specializes in pre-qualification, lending to self-employed clients, lending to borrowers with limited credit history, fixed-rate mortgages, adjustable-rate mortgages, and vacation home financing. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Charles is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Charles can help you get a clear picture of what might work best for you. Charles will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Charles wants to ensure that you have a positive home lending experience.
Charles’s Certifications
  • Chase Certified in VA Loans
  • Chase Certified in Chase Private Client Lending
Homebuyer assistance finder
Whether you’ve found the perfect home or you’re just looking, reviewing available assistance available programs can help you form a strategy for moving forward. Enter property and household information below to see if there’s an exclusive Chase Homebuyer Grant or closing benefit available.
ANY INFORMATION YOU SUBMIT ON THIS FORM IS BEING SUBMITTED TO DOWN PAYMENT RESOURCE AND NOT CHASE BANK. THE DATA AND VALUATIONS ARE PROVIDED AS IS WITHOUT WARRANTY OR GUARANTEE OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE EXISTENCE OF THE SUBJECT PROPERTY AND THE ACCURACY OF THE VALUATIONS ARE ESTIMATED BASED ON AVAILABLE DATA AND DO NOT CONSTITUTE AN APPRAISAL OF THE SUBJECT PROPERTY AND SHOULD NOT BE RELIED UPON IN LIEU OF UNDERWRITING OR AN APPRAISAL.

Recent Reviews

5.0 out of 5
Rating 5.0
(Based on 16 Reviews)
  • 5 out of 5
    Rating 5.0
    Thanks to Charles S. for doing a great job helping us with the loan and guiding us through the process. Wife and I are so grateful for the support.
    Response from Charles J Sindelar
    We are so happy that Charles J Sindelar provided such great service to you Johmar. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations. Thank you for choosing Chase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Charles was fantastic. He filled in all the gaps in process staying one step ahead.
    Response from Charles J Sindelar
    Rumsey, thank you so much for reviewing our services. We are delighted Charles J Sindelar was responsive to your needs. Working with you was truly our pleasure.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Really friendly and very helpful though out the whole process of refinancing on my home
    Response from Charles J Sindelar
    We are so grateful that you left us such positive feedback, Amy. Refinancing a home can be stressful. We're glad to hear that Charles J Sindelar made the process so smooth for you. Working with you was truly our pleasure.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Awesome to work with! He responded extremely quickly day or night. Was in contact throughout the entire process.
    Response from Charles J Sindelar
    Cindy, it was a pleasure working with you. We absolutely love hearing positive experiences and appreciate you taking the time to share yours with us. Thank you for choosing Chase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Charles was great to work with. Very knowledgeable and accessible. Made our mortgage experience easy and painless. Highly recommend.
    Response from Charles J Sindelar
    It means so much to us that you left such positive feedback, Sawyer. We are glad our market knowledge was useful during this process. We appreciate customers like you.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    It was great working with Charles everything went smooth he kept us updated in the loop of everything and the whole process
    Response from Charles J Sindelar
    Watson, thank you so much for reviewing our services. We are delighted to hear that Charles J Sindelar provided you with such a great experience. If you need assistance in the future, please reach out.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Fantastic experience from beginning to end.
    Response from Charles J Sindelar
    Thank you, Alana, for your review. We are delighted Charles J Sindelar provided an exceptional experience. If you need assistance in the future, please reach out.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    As far as I’m concerned, you are The Best I the business Charles! I was forced into a situation I did not want to be in and you helped me tremendously! Thank you my friend!
    Response from Charles J Sindelar
    Thank you, Chris, for your great review. We are thrilled Charles J Sindelar was able to help you. Thanks again for choosing Chase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Charles was amazing to work with!
  • 5 out of 5
    Rating 5.0
    Working with Charles and Dina was extremely easy. They are knowledgeable, flexible and a credit to Chase. Very positive experience overall. Thanks Charles and Dina!
  • 5 out of 5
    Rating 5.0
    Charles did a really good job and was professional.
  • 5 out of 5
    Rating 5.0
    Charles was fantastic to work with. Felt like more of a friend than a lender. Couldn’t be more happy to have found him!
    Response from Charles J Sindelar
    Thank you, Mark, for your review. We are delighted Charles J Sindelar was responsive to your needs. If you need assistance in the future, please reach out!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Charles did an amazing job helping me through the entire home purchase. This is my first home so it was amazing to know that Charles was always available to answer any questions and help guide me. He is an amazing asset to Chase and to all home-buyers.
    Response from Charles J Sindelar
    Thank you, Josue, for speaking to your positive experience! We are thrilled Charles J Sindelar was able to guide you through your first home purchase. It was our pleasure to help you with your loan.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Charles was very knowledgeable and courteous. He made me feel so comfortable during the full loan application. I would definitely recommend him.
    Response from Charles J Sindelar
    Valerie, we loved reading your review. We are delighted Charles J. Sindelar was responsive to your needs. If you need assistance in the future, please reach out!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Great person to work with.answered all my questions, fabulous service. Thank you again Charles
    Response from Charles J Sindelar
    Thank you, Andrew, for this glowing review. We are glad Charles J. Sindelar was able to answer your questions throughout the process. It is our goal to be an advisor and guide during this exciting time. We are thankful to work with customers like you.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Great customer service
    Response from Charles J Sindelar
    Thank you, Timothy, for reviewing Charles J. Sindelar. We absolutely love hearing positive experiences and appreciate you taking the time to share yours with us. Thank you for choosing Chase.
    Sincerely, Chase
Displaying reviews 1 - 16 out of the 16 most recent

What Chase offers

Chase customers reviewing a home loan
Home loans
Whether you want to purchase a new home, refinance or access cash using the equity in your home, we offer a variety of options and expert advice to help achieve your goals.
Customer looking at the Chase mortgage application tool
Mortgage application tool
Get convenient online access to view and e-sign forms, upload documents, track your status and communicate with your Chase home lending team.
Customer reviewing Chase's MyHome dashboard
Chase MyHomeSM dashboard
Sign in online anytime after your closing for in-depth views of your home loan, taxes, insurance, neighborhood sales trends and more.

Frequently Asked Questions

When is it time to stop renting and buy a home?
When debating between renting vs. buying, you need to think about your lifestyle and finances. While renting can provide more flexibility, owning a home enables you to build equity in the property and may provide tax benefits.

Buying a home is a huge step, especially when you’re moving from renting to owning.
How can I get information on mortgage loan options?
At Chase, you can choose from several types of mortgage loans to finance your home purchase. A Home Lending Advisor can help you understand the differences between the various loan options so you find one that best suits your financial situation.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
What documents will I need to apply for a mortgage?
Traditional loans usually require documents that verify your employment, income and assets, and may include:
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
What is better: a fixed or an adjustable interest rate?
If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising mortgage interest rates. If you plan to be in your home for seven years or less, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that with an ARM, your monthly payments have the potential to go up each time your interest rate adjusts.
Current Chase Mortgage Rates

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.

Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments

Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments

Chase customer shaking hands with a client

About Chase Home Lending

Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.

1. The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) 2. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors, including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase according to future index rates. The APR may increase after the loan closes. 3. This Homebuyer assistance finder (Tool) is provided by Workforce Resource, LLC, and is not affiliated with JPMorgan Chase, N.A. (Chase). The Tool is provided as a courtesy for the purpose of finding available grants in your area. Chase does not guarantee the search results. Program availability and eligibility criteria are subject to change without notice. Neither the accuracy of program information nor the suitability of a program for your situation are guaranteed. The search results displayed should not be considered an exhaustive list of grants that may be available for you. Speak with a Chase Home Lending Advisor for more specific information or to learn about additional programs. 4. The Chase Homebuyer Grant is available on primary residence purchases only. Customer may be eligible for the $2,500 or $5,000 savings when applying for a DreaMaker℠, Standard Agency, FHA and VA home purchase mortgage loan product and where applicable census tract requirements are met. Income limits and homebuyer education apply on a DreaMaker mortgage. The Chase Homebuyer Grant funds will be applied at purchase loan closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees or down payment. Grant funds may not be used for the down payment on an FHA purchase loan. The Homebuyer Grant may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. 5. The Chase VA Loan Purchase Closing Cost Benefit will be applied at closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees. Closing cost benefit may not be used for the down payment and any remaining funds will be applied as a principal reduction. The benefit is available only on primary residence purchase loans and is not available for any refinance loans. The Chase VA Loan Purchase Closing Cost Benefit may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. Ð'd6. Property search is provided by HouseCanary, Inc. (HouseCanary), a licensed real estate brokerage. HouseCanary, powered by ComeHome, is not affiliated with JPMorgan Chase, N.A. (Chase). ComeHome is provided to you as a courtesy. Chase is not responsible for the real estate services and the search results provided by ComeHome. Restrictions and limitations apply to the access of Chase MyHome. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC