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Mohammed Iqbal Karim

Senior Home Lending Advisor
NLMS ID: 496385
Primary:
(713) 679-9407
Cellular:
(713) 679-9407
Languages spoken
hindi, urdu
Connect with me:
Linkedin
About Mohammed Ali
With fluency in Hindi and Urdu, Mohammed proudly serves clients in the Sugar Land, TX area. Mohammed has 12 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, FHA mortgages, fixed-rate mortgages, adjustable-rate mortgages, FHA and VA mortgages, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Mohammed is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Mohammed can help you get a clear picture of what might work best for you. Mohammed will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Mohammed wants to ensure that you have a positive home lending experience.
Loans & Products
Conventional mortgage
Jumbo Mortgage1
DreaMakerSM mortgage2
FHA mortgage3
Veterans Affairs (VA) loan4
Terms and rates
Mortgage Tools
Mortgage calculators
Affordability calculator
Homebuyer Assistance finder
Rates tool
See more tools
My reviews
Provided by
Zillow
Recent Reviews
Sourida Abourahal
January 28, 2023
5 out of 5
I had the pleasure of working with Mohammed, a Senior Home Lending Advisor, during my recent home buying journey. From the first meeting to the final closing, I couldn't be more impressed with the level of service and expertise that Mohammed provided. He was incredibly knowledgeable about the mortgage process and was always available to answer any questions I had. He walked me through all of the options available to me and helped me understand the pros and cons of each one. I never felt pressured or rushed into making a decision, and I always felt like Mohammed had my best interests in mind. His communication was top-notch and he was always prompt in responding to my calls and emails. He kept me informed of the progress of my application and made sure that I was aware of any important deadlines. I cannot recommend Mohammed enough. He is a true professional and made my home buying experience a positive one. Thanks to his hard work, I am now a proud homeowner. If you're looking for a Senior Home Lending Advisor, look no further than Mohammed.
Quocdai Park
March 9, 2023
5 out of 5
Mohammed Ali Karim was excellent; fast, responsive and reliable.
Patricia Ruiz
November 4, 2022
5 out of 5
Mr. Mohammed Iqbal Karim was very professional and extremely helpful throughout the whole process.
Leslie Warren
November 19, 2022
5 out of 5
We had the pleasure of having Mohammed Karim as our lending advisor and had an excellent experience. We received frequent calls letting us know what is going on and what to expect. We also received calls from other departments keeping us informed of the loan process and dates for different activities. This has been one of the most pleasant experiences that we have had and most of it has to do with our loan officer who has the knowledge and experience to get the job done. We were able to contact him night or day with any questions. Thank you Mohammed and the Chase team for an exceptional job well done.
Christina Karastamatis
December 22, 2022
5 out of 5
Our loan officer, Mohammed Karim was excellent and a great help during the whole process! He was always willing to help even if it was not his direct job to do so.
Facing the housing affordability crisis
Building on our existing investments, we are helping drive inclusive growth by committing $30 billion by the end of 2025 to advance economic growth and opportunity for Black, Hispanic and Latino communities
40K
Home loans
Originate additional home purchase loans for Black, Hispanic and Latino households.
100K
Affordable housing units
Finance the creation and preservation of affordable housing units in underserved communities.
1M
Improving access
Help people open low-cost checking or savings accounts.
Benefits of working with a Chase Home Lending Advisor
See how our Home Lending Advisors are ready to help you with everything from prequalification to finding the right loan, application guidance and more.
Frequently Asked Questions
When is it time to stop renting and buy a home?
How can I get information on mortgage loan options?
What documents will I need to apply for a mortgage?
What is better: a fixed or an adjustable interest rate?
Chase customer shaking hands with a client
About Chase Home Lending
Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.
1. Loans up to 85% of a home's value are available on a purchase or refinance with no cash back, subject to property type, a required minimum credit score and a minimum amount of monthly reserves (i.e., you must set aside enough money in reserve to make a specified number of monthly mortgage payments principal, interest, taxes, insurance and assessments after the loan closes). Product restrictions apply. Jumbo loans available up to $9.5 million. For loan amounts greater than $3MM (or $2MM for investment properties), customers must meet post-closing asset requirements to qualify. Additional restrictions may apply. Please contact a Chase Home Lending Advisor for details.
2. The DreaMaker mortgage is only available for purchase and no-cash-out refinance of a primary residence 1-4 unit property for 30-year fixed-rate terms. Income limits and homebuyer education apply on a DreaMaker mortgage.
3. FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and monthly premiums will apply.
4. Veterans, Servicemembers, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veteran Affairs (VA). A Certificate of Eligibility (COE) from the VA is required to document eligibility. Restrictions and limitations apply.
5. Property search is provided by HouseCanary, Inc. (HouseCanary), a licensed real estate brokerage. HouseCanary, powered by ComeHome, is not affiliated with JPMorgan Chase, N.A. (Chase). ComeHome is provided to you as a courtesy. Chase is not responsible for the real estate services and the search results provided by ComeHome. Restrictions and limitations apply to the access of Chase MyHome.
6. Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider.
7. Important Notice to Servicemembers and Their Dependents: This refinance offer may not be advantageous to you if you are currently eligible for benefits provided by the Servicemembers Civil Relief Act (SCRA). If you are an SCRA-eligible customer and have questions about the SCRA or about this refinance offer, please discuss with your Home Lending Advisor. The amount you save on a refinanced mortgage may vary by loan. If a refinanced mortgage has a longer term than remains on your current loan, you will incur additional interest charges for the extended term.
8. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase according to future index rates. The APR may increase after the loan closes.
9. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors, including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.


Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider.


FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and monthly premiums will apply.


For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase according to future index rates. The APR may increase after the loan closes.


The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO)


JPMorgan Chase does not offer tax advice. Please consult your tax advisor about the deductibility of interest and other charges.


All home lending products except IRRRL are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.


Home lending products provided by JPMorgan Chase Bank, N.A. Member FDIC