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Jacob L Shelton

Jacob L Shelton

Senior Home Lending Advisor
NMLS ID: 1595015
"Contact me today about our jumbo loan products!"
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1875 Blankenship Rd
West Linn, OR 97068
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About Jacob
Jacob proudly serves clients in West Linn and specializes in pre-qualification, lending to self-employed clients, fixed-rate mortgages, adjustable-rate mortgages, vacation home financing, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Jacob is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Jacob can help you get a clear picture of what might work best for you. Jacob will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Jacob wants to ensure that you have a positive home lending experience.

Recent Reviews

5.0 out of 5
Rating 5.0
(Based on 7 Reviews)
  • 5 out of 5
    Rating 5.0
    We went through/fired 2 other lenders before coming to Jake. We had a very specific financing obstacle that we'd been battling for years, but Jake was able to resolve it within days of reaching out to him. And, he locked us into a stellar rate right before they hiked! Jake made our home purchase possible. So resourceful, detail oriented, and kind. 6/5 stars.
    Response from Jacob L Shelton
    Thank you, Brook, for reviewing Jacob L Shelton. We strive to find great rates for our customers and glad we could help. It was a pleasure working with you and hope you'll choose Chase again in the future!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    My wife and I are looking for a home and had a lot of questions since we will be first time home buyers. Jacob is an excellent resource. Let us know about the preapproval letter and let us know what documents we will want to have ready. He sent us an email with his info so we can reach back out to him. When I find a home that fits the budget, he is going to be the first to know. He made this process a lot easier.
    Response from Jacob L Shelton
    Thank you, Travis, for taking the time to write a review. We are glad to hear Jacob L Shelton's knowledge was helpful to you. If you need assistance in the future, please reach out!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Purchasing a home can be a monumental task full of risk and apprehension. We are so fortunate to have landed in Jacob’s capable hands. I feel confident that our home loan will go through with-out a hitch. Jacob has foreseen our every requirement and has worked behind the scenes to keep us on track. Jacob has been there on weekends and nights answering my silly questions. My best moment was when Jacob told me he was already communicating with the Title co and had arranged the appraisal. I didn’t expect a loan approval process would be such a good experience. Thank you Jacob – you made a real difference.
    Response from Jacob L Shelton
    Daniel, thank you so much for reviewing our services. We are glad Jacob Shelton was able to answer your questions throughout the process. It is our goal to be an advisor and guide during this exciting time. We love working with customers like you and hope you'll use Chase again for any future mortgage needs.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    I went to Jacob after another lender was dropping the ball on my home purchase. He was able to get my loan closed in 25 days so I met my closing deadline! Will use him again in the future!!
    Response from Jacob L Shelton
    It was so great to hear your positive review of Jacob L Shelton. Here at Chase, we work hard to meet the unique needs of our customers. Enjoy your new home.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Jacob has been wonderful to work with! He brings knowledge and different ideas to the table that other lenders have not done. His willingness to get back to me no matter if he was on vacation or on the weekend made the process that much easier. I definitely will be referring him to friends and colleagues in the future.
    Response from Jacob L Shelton
    We are so happy that Jacob L Shelton provided such great service to you, Alec. Each situation is unique, and we're glad we were able to be flexible to meet your needs. Thank you for your positive Review.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Working with Jacob has been such an easy experience. Thoroughly pleased with his knowledge and ease to work with during this process. Would highly recommend!
    Response from Jacob L Shelton
    Thank you, Kevin, for sharing your experience with us. It makes us happy to hear that Jacob L Shelton was able to answer all your questions during this process. The pleasure was all ours!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Excellent customer service and expertise! Jake helped fix a credit reporting issue that I had spent countless hours trying to fix myself. Couldn't be happier about our experience!
    Response from Jacob L Shelton
    Mason, we loved reading your review. We are glad to hear Jacob Shelton's knowledge was helpful to you. It was a pleasure working with you and hope you'll choose Chase again in the future!
    Sincerely, Chase
Displaying reviews 1 - 4 out of the 7 most recent

What Chase offers

Chase customers reviewing a home loan
Home loans
Whether you want to purchase a new home, refinance or access cash using the equity in your home, we offer a variety of options and expert advice to help achieve your goals.
Customer looking at the Chase mortgage application tool
Mortgage application tool
Get convenient online access to view and e-sign forms, upload documents, track your status and communicate with your Chase home lending team.
Customer reviewing Chase's MyHome dashboard
Chase MyHomeSM dashboard
Sign in online anytime after your closing for in-depth views of your home loan, taxes, insurance, neighborhood sales trends and more.

Frequently Asked Questions

When is it time to stop renting and buy a home?
When debating between renting vs. buying, you need to think about your lifestyle and finances. While renting can provide more flexibility, owning a home enables you to build equity in the property and may provide tax benefits.

Buying a home is a huge step, especially when you’re moving from renting to owning.
How can I get information on mortgage loan options?
At Chase, you can choose from several types of mortgage loans to finance your home purchase. A Home Lending Advisor can help you understand the differences between the various loan options so you find one that best suits your financial situation.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
What documents will I need to apply for a mortgage?
Traditional loans usually require documents that verify your employment, income and assets, and may include:
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
What is better: a fixed or an adjustable interest rate?
If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising mortgage interest rates. If you plan to be in your home for seven years or less, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that with an ARM, your monthly payments have the potential to go up each time your interest rate adjusts.
Chase customer shaking hands with a client

About Chase Home Lending

Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.

The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO)

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.

Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply.

For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation

Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

Home lending products offered by JPMorgan Chase Bank, N.A.

The statements, views and opinions expressed about a product or service received are those of the customer. All results, outcomes, and experiences may not be the same for all customers. JPMorgan Chase Bank N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the information or opinions expressed.