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Biju George

Biju George

Senior Home Lending Advisor
NMLS ID: 49748
"Experience and service are what I offer... the right mortgage is what you'll receive."
Contact Biju
1542 Bellmore Avenue
North Bellmore, NY 11710
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About Biju
Biju proudly serves clients in the North Bellmore, NY area and specializes in pre-qualification, fixed-rate mortgages, vacation home financing, condo and co-op lending, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Biju is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Biju can help you get a clear picture of what might work best for you. Biju will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Biju wants to ensure that you have a positive home lending experience.
Biju’s Certifications
  • Chase Certified in VA Loans
  • Chase Certified in Chase Private Client Lending

Recent Reviews

4.9 out of 5
Rating 4.9
(Based on 5 Reviews)
  • 4.5 out of 5
    Rating 4.5
    Biju and his team were very responsive throughout the entire experience. They reduced the stress factor tremendously.
  • 5 out of 5
    Rating 5.0
    Biju & Domonique were great. I would recommend JP Morgan Chase
    Response from Biju George
    Thank you, Michael, for reviewing our services. We are delighted Biju George was responsive to your needs. Working with you was truly our pleasure.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0

    I am writing this letter to positively attest to the professionalism and sound financial acumen of Mr. Biju George.
    Mr. Biju George was my advisor at Chase bank when I was considering options for my mortgage. I was impressed by his financial knowledge and his ability to present the different possibilities with clarity.
    Mr. Biju George’s diligence resulted in a considerable monthly savings.
    This is money that I can use at my discretion and goes a long way in relieving any angst about meeting monetary obligations every month.
    Mr. Biju George exceeded expectations and I would highly recommend his services.
    James McH
    Response from Biju George
    Your review of Biju George made us smile, James. At Chase, we have many mortgage options available for our customers, and we are glad we found the best option for your situation. We hope we get a chance to work with you again in the future.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Excellent customer service. No word can explain our gratitude for his patience,his tolerance and his expertise. He was born for this profession.Valuable asset to Chase Bank. We will highly recommend him to our relatives and friends.
    Response from Biju George
    Thank you for taking the time to write a review. We're grateful you took the time to leave Biju George such positive feedback. This type of experience is exactly what we strive for. We hope you visit us again for any of your future mortgage needs.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    The assistance by Mr.Biju George at my local branch and Chase closing assistant Mrs. Denice Melach has been exceptional and outstanding to say the least. I had numerous inquiries during the total process and they were answered in a timely and efficient manner. Mr. George answered my telephone queries quickly and was of great assistance during entire process.
Displaying reviews 1 - 5 out of the 5 most recent

What Chase offers

Chase customers reviewing a home loan
Home loans
Whether you want to purchase a new home, refinance or access cash using the equity in your home, we offer a variety of options and expert advice to help achieve your goals.
Customer looking at the Chase mortgage application tool
Mortgage application tool
Get convenient online access to view and e-sign forms, upload documents, track your status and communicate with your Chase home lending team.
Customer reviewing Chase's MyHome dashboard
Chase MyHomeSM dashboard
Sign in online anytime after your closing for in-depth views of your home loan, taxes, insurance, neighborhood sales trends and more.

Frequently Asked Questions

When is it time to stop renting and buy a home?
When debating between renting vs. buying, you need to think about your lifestyle and finances. While renting can provide more flexibility, owning a home enables you to build equity in the property and may provide tax benefits.

Buying a home is a huge step, especially when you’re moving from renting to owning.
How can I get information on mortgage loan options?
At Chase, you can choose from several types of mortgage loans to finance your home purchase. A Home Lending Advisor can help you understand the differences between the various loan options so you find one that best suits your financial situation.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
What documents will I need to apply for a mortgage?
Traditional loans usually require documents that verify your employment, income and assets, and may include:
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
What is better: a fixed or an adjustable interest rate?
If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising mortgage interest rates. If you plan to be in your home for seven years or less, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that with an ARM, your monthly payments have the potential to go up each time your interest rate adjusts.
Chase customer shaking hands with a client

About Chase Home Lending

Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.

The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. The statements, views and opinions expressed about a product or service received are those of the customer. All results, outcomes, and experiences may not be the same for all customers. JPMorgan Chase Bank N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the information or opinions expressed.