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Miriam Stella Moyeno-Delgado

Senior Home Lending Advisor
NMLS ID: 444887
(0 Zillow Reviews)
5831 N Milwaukee Avenue
Chicago, IL 60646
Primary:
(773) 989-3034
Cellular:
(773) 575-8505
Fax:
(866) 778-6467
miriam.s.moyeno-delgado@chase.com
Languages spoken
spanish
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About Miriam
With fluency in Spanish, Miriam proudly serves clients in the Chicago, IL area. Miriam has 20 years of experience as a Senior Home Lending Advisor and specializes in conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Miriam is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Miriam can help you get a clear picture of what might work best for you. Miriam will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Miriam wants to ensure that you have a positive home lending experience.
Miriam's certifications
Chase Certified in FHA Loans
Chase Certified in VA Loans
Mortgage Tools
Mortgage calculators
Affordability calculator
Homebuyer Assistance finder
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Loans & Products
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Recent Reviews
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Sergio Albarran Gutierrez
December 16, 2022
5 out of 5
The attention received by the Chase agents was great and helped me understand the whole process
Matthew Higbee
September 28, 2022
5 out of 5
The reason we had such a good experience and would recommend Chase was the service provided by our specialist, Miriam Moyenoi-Delgado. From the first moment we met her in the office, she was warm, welcoming, and ready to help. As our buying process continued Miriam became part of our team. She checked in with us on our search and even shared some good listings she had found. Miriam took us in and treated us like family. She made time away from her own family weekend to help us with an approval letter for a home we were very excited about. When our offer fell short, she talked us through the process and reassured us that "our home was out there waiting for us". We had two agents push back on our use of Chase as a lender. They had negative impressions from previous experience, and said Chase was too slow and lacked follow-through. We were told to consider other local brokers. We stood by Chase, because the service and responsiveness of Miriam (and later Samantha) was unparalleled. When we finally found our home (our 5th offer) the other agent started to push back on having Chase as our lender. Even our agent stepped up and defended Miriam. He had seen the amazing service that we had received and his own perceptions had shifted. At closing, everything was smooth. Our closer even commented on the preparedness and ease of the close. Miriam (and team) not only helped us buy a home, her responsive and caring service helped change Chase's public image with industry professionals. That says a lot about how great our service was with Miriam. If I had to take out a mortgage again, I would use Chase. Miriam provided exemplary service. She wasn't just part of our financial team, she was part of our family. She called and checked in on us. She consoled us. She guided us in the process and answered our stupid questions with grace along the way. She reassured us. She won our hearts with exceptional, friendly service. After our first meeting with Miriam, I knew that we would work together. After our second offer, I knew we'd stand by Miriam and Chase. But, I didn't know that we'd become friends. If we needed another mortgage, I'd be coming back to Chase just to work with Miriam. She is a valued part of our financial family. You'd be wise to keep her a part of yours.
Lionel De Leon
September 27, 2022
5 out of 5
Miriam did an incredible job helping us as we are first time home buyers. She helped us every step of the way and answered any and every question that we had. She is an incredible employee of yours. I will gladly recommend her to any and every person I know that would be looking to buy a home.
Godolfredo Gomez
May 30, 2020
4.5 out of 5
no comment
Facing the housing affordability crisis
Building on our existing investments, we are helping drive inclusive growth by committing $30 billion by the end of 2025 to advance economic growth and opportunity for Black, Hispanic and Latino communities
40K
Home loans
Originate additional home purchase loans for Black, Hispanic and Latino households.
100K
Affordable housing units
Finance the creation and preservation of affordable housing units in underserved communities.
1M
Improving access
Help people open low-cost checking or savings accounts.
Benefits of working with a Chase Home Lending Advisor
See how our Home Lending Advisors are ready to help you with everything from prequalification to finding the right loan, application guidance and more.
Frequently Asked Questions
When is it time to stop renting and buy a home?
How can I get information on mortgage loan options?
What documents will I need to apply for a mortgage?
What is better: a fixed or an adjustable interest rate?
Current Chase mortgage rates10
Purchase
Refinance
The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any discount points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.


Purchase: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $350,000 with a down payment of 20%. 30-year fixed FHA based on a loan amount of $250,000 with a down payment of 5%. 30-year fixed jumbo and 10/6 Interest Only ARM jumbo products are based on a loan amount of $1,300,000 with a down payment of 30%. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit. See estimated monthly payments. See estimated monthly payments.


Refinance: Rates displayed in the table include approximately 1 discount point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $350,000 with a loan to value of 55%. 30-year fixed Jumbo and 10/6 Interest Only ARM jumbo products are based on a loan amount of $1,300,000 with a loan to value of 55%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments. See estimated monthly payments.


Depending upon your credit profile and loan amount, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase.
Chase customer shaking hands with a client
About Chase Home Lending
Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.
1. Loans up to 85% of a home's value are available on a purchase or refinance with no cash back, subject to property type, a required minimum credit score and a minimum amount of monthly reserves (i.e., you must set aside enough money in reserve to make a specified number of monthly mortgage payments principal, interest, taxes, insurance and assessments after the loan closes). Product restrictions apply. Jumbo loans available up to $9.5 million. For loan amounts greater than $3MM (or $2MM for investment properties), customers must meet post-closing asset requirements to qualify. Additional restrictions may apply. Please contact a Chase Home Lending Advisor for details.
2. The DreaMaker mortgage is only available for purchase and no-cash-out refinance of a primary residence 1-4 unit property for 30-year fixed-rate terms. Income limits and homebuyer education course is required when all mortgage applicants are first time homebuyers.
3. FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and an FHA annual mortgage insurance premium (MIP) paid monthly will also apply.
4. Veterans, Servicemembers, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veteran Affairs (VA). A Certificate of Eligibility (COE) from the VA is required to document eligibility. Restrictions and limitations apply.
5. A preapproval is based on a review of income and asset information you provide, your credit report and an automated underwriting system review. The issuance of a preapproval letter is not a loan commitment or a guarantee for loan approval. We may offer a loan commitment after you submit an application and we perform a final underwriting review, including verification of any information provided, property valuation and, if applicable, investor approval, which may result in a change to the terms of your preapproval. Preapprovals are not available on all products and may expire after 90 days. Contact a Home Lending Advisor for details.
6. Property search is provided by HouseCanary, Inc. (HouseCanary), a licensed real estate brokerage. HouseCanary, powered by ComeHome, is not affiliated with JPMorgan Chase, N.A. (Chase). ComeHome is provided to you as a courtesy. Chase is not responsible for the real estate services and the search results provided by ComeHome. Restrictions and limitations apply to the access of Chase MyHome.
7. Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider.
8. Important Notice to Servicemembers and Their Dependents: This refinance offer may not be advantageous to you if you are currently eligible for benefits provided by the Servicemembers Civil Relief Act (SCRA). If you are an SCRA-eligible customer and have questions about the SCRA or about this refinance offer, please discuss with your Home Lending Advisor. The amount you save on a refinanced mortgage may vary by loan. If a refinanced mortgage has a longer term than remains on your current loan, you will incur additional interest charges for the extended term.
9. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase according to future index rates. The APR may increase after the loan closes.


10. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors, including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.


Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider.


FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and monthly premiums will apply.


For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase according to future index rates. The APR may increase after the loan closes.


The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO)


JPMorgan Chase does not offer tax advice. Please consult your tax advisor about the deductibility of interest and other charges.


All home lending products except IRRRL (Interest Rate Reduction Refinance Loan) are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.


Home lending products provided by JPMorgan Chase Bank, N.A. Member FDIC