Victor Boss
- Chase Certified in VA Loans
- Chase Certified in Chase Private Client Lending
Recent Reviews
- Rating 5.0May 25, 2023As a first time home buyer, the whole process can be overwhelming. I am grateful for Victor, he made the whole process so much easier. He would take his time explaining the process and the numbers to me. I probably called Victor 100x during the whole process and best believed he answered 100x including weekends and after work hours. I am truly grateful Victor, thanks for all you do!
- Rating 5.0April 18, 2023Victor know his stuff. He has the right connections and when it comes to closing, he is fast and reliableResponse from Victor BossApril 18, 2023Thank you, RV, for your review. It makes us happy to hear that Victor Boss was able to answer all your questions during this process. If you need assistance in the future, please reach out!
Sincerely, Chase - Rating 5.0April 17, 2023Victor was just terrific. He gave us great assistance and guidance. We appreciate his efforts.Response from Victor BossApril 17, 2023Thank you, Maxyne, for your great review! We are delighted Victor Boss provided an exceptional experience. We're glad you chose Chase and hope to work with you again in the future.
Sincerely, Chase - Rating 5.0March 6, 2023Victor was great to work with. He is very patient, a Strait shooter explains the terms of the process upfront. Always had the time to answer the phone personally. Would definitely recommend to anyone who's looking for a loan... Thank you once again good sir.Response from Victor BossMarch 7, 2023Thank you for this thoughtful review of Victor Boss, Felmar. We absolutely love hearing positive experiences and appreciate you taking the time to share yours with us. In the future, if you or anyone you know needs our assistance, we would be happy to help.
Sincerely, Chase - Rating 5.0February 24, 2023Victor was Fantastic. He made the process easy, when had a question he got back to us in less than 1/2 an hour. He made what can be a challenging process an easy process.Response from Victor BossFebruary 25, 2023Your review of Victor Boss made us smile, Larry. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations. We love working with customers like you and hope you'll use Chase again for any future mortgage needs.
Sincerely, Chase - Rating 5.0February 24, 2023Victor is one of the best home lending personal. He is trustworthy,very knowledgeable and hardworking. Give him a try. You will not regret itResponse from Victor BossFebruary 25, 2023Thank you, Anna, for taking the time to leave your positive review. We're grateful you took the time to leave Victor Boss such positive feedback. This type of experience is exactly what we strive for. Reviews like yours help our business grow.
Sincerely, Chase - Rating 5.0February 24, 2023Victor was great to work with. Very effective, efficient and made the process a seamless experience. Definitely recommend his services!Response from Victor BossFebruary 24, 2023Thank you, Matthew, for sharing your experience with us. We're grateful you took the time to leave Victor Boss such positive feedback. This type of experience is exactly what we strive for. We appreciate customers like you.
Sincerely, Chase - Rating 5.0February 22, 2023Victo help with a refinancing situation. He took the time to fully explain everything in terms that any person could understand. He was always available for texting & phone conversation to answer questions and concerns that I had during the mortgage process. You can't find anyone better than VictoResponse from Victor BossFebruary 22, 2023Thank you, Kip, for your review. We are glad Victor Boss was able to answer your questions throughout the process. It is our goal to be an advisor and guide during this exciting time. If you need assistance in the future, please reach out.
Sincerely, Chase - Rating 5.0January 13, 2023I have worked with Victor Boss on a refinance cash out, he took the time to explain my options, he is patient, kind and understanding, Victor is exactly the type of person you want working on your behalf.Response from Victor BossJanuary 13, 2023We appreciate you taking the time to leave Victor Boss such a positive review, Antonio. It is important to offer as many mortgaging options as possible, as every customer has different needs. We are so glad to hear that we met your expectations. Thank you for choosing Chase.
Sincerely, Chase - Rating 5.0January 9, 2023Victor was wonderful to work with. He made sure I understood all aspects of the loan process. He was available to me at any time to answer questions and help facilitate the process. He went to bat for me to get the best rate available. I highly recommend.Response from Victor BossJanuary 10, 2023It was so nice of you to leave such positive feedback of Victor Boss, Katherine. We strive to find great rates for our customers and are glad we could help. Thank you for choosing Chase.
Sincerely, Chase - Rating 5.0December 23, 2022Knowledgeable in his profession while being very helpful. Very trustworthy a source of real estate financial methodologyResponse from Victor BossDecember 23, 2022It was so nice of you to leave such positive feedback of Victor Boss, Fred. We are glad our market knowledge was useful during this process. Thanks again for your business.
Sincerely, Chase - Rating 5.0December 22, 2022Victor was amazing. Always answered the phone night or day to answer any questions we needed answering.
Even showed up at closing to make sure there were no last minute glitches.
Highly recommended.Response from Victor BossDecember 22, 2022Thank you for that awesome review, Elena. We are delighted Victor Boss was responsive to your needs. It was truly our pleasure.
Sincerely, Chase - Rating 5.0December 22, 2022Mr.Boss was an absolute pleasure to work with when buying our first home. His expertise and knowledge made my wife and I very comfortable approaching that big step in our lives. I highly recommend Victor Boss as a Home Lender Advisor.Response from Victor BossDecember 22, 2022Pauline, we loved reading your review of Victor Boss. It is important that we are familiar with the market so we can answer any and all questions you may have. Thank you for choosing Chase for your first home purchase.
Sincerely, Chase - Rating 5.0December 22, 2022Victor is an excellent person an gives a great customer service,,,Response from Victor BossDecember 22, 2022Lincoln, thank you so much for reviewing our services. We are thrilled Victor Boss was able to help you. If you need assistance in the future, please reach out.
Sincerely, Chase - Rating 5.0December 22, 2022Victor Boss is fantastic to work with. He works hard and he gets the job done correctly the first time. Plus, he is a real nice person.Response from Victor BossDecember 22, 2022Thank you, Harvey, for your review of Victor Boss. Here at Chase, we work hard to meet the unique needs of our customers. Working with you was truly our pleasure.
Sincerely, Chase - Rating 5.0December 20, 2022Victor was a pleasure to work with from the beginning. He kept in touch; always returned a voice call or text message, professional, proactive answering all of my questions competently and explained the process which put me at ease. Truly, Victor made the home buying process easier. His Assistant Anzhela, was also really wonderful throughout.Response from Victor BossDecember 20, 2022Thank you for your review. We're grateful you took the time to leave Victor Boss such positive feedback. This type of experience is exactly what we strive for. Your review made our day.
Sincerely, Chase - Rating 5.0December 17, 2022Victor Boss was very helpful and friendly during our loan process. He made it easy to navigate through our difficult process! Victor was communicative and available whenever we needed to reach out to him! He is a great 'face' for Chase!
- Rating 5.0December 7, 2022We are from NJ and purchased our first winter home in Boynton. We were referred to him by another Chase employee. Best advice we could have wished for! Victor guided us through the entire process. He’s knowledgeable and straight forward. Made the process easy. When we sold that house and sought a house further north, we again went to Victor. He’s even better the 2nd time around.Response from Victor BossDecember 7, 2022Mike, we loved reading your review of Victor Boss. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations. Thanks again for choosing Chase.
Sincerely, Chase - Rating 5.0December 6, 2022Thank you Victor for helping me in processing my home loan. You were always available for our questions and concerns.
I will think of you first if I ever want to get a mortgage again.Response from Victor BossDecember 6, 2022Fernand, we loved reading your review. It makes us happy to hear that Victor Boss was able to answer all your questions during this process. We hope to you visit us again soon.
Sincerely, Chase - Rating 5.0December 2, 2022Victor helped us with our refinancing process, super professional. ThanksResponse from Victor BossDecember 2, 2022Thank you, Nelson, for sharing your experience with us. We are thrilled Victor Boss was able to help you. It was a pleasure working with you and hope you'll choose Chase again in the future.
Sincerely, Chase - Rating 5.0November 30, 2022Victor - Thank you for your white-glove service. Your guidance and availability throughout our loan process was second to none and made the difference in our outcome.Response from Victor BossNovember 30, 2022Nick, we can't thank you enough for your positive review. We are delighted to hear that Victor Boss provided you with such a great experience. We hope we get a chance to work with you again in the future.
Sincerely, Chase
What Chase offers
Frequently Asked Questions
Buying a home is a huge step, especially when you’re moving from renting to owning.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.
Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments
Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments
About Chase Home Lending
1. The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) 2. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors, including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase according to future index rates. The APR may increase after the loan closes. 3. This Homebuyer assistance finder (Tool) is provided by Workforce Resource, LLC, and is not affiliated with JPMorgan Chase, N.A. (Chase). The Tool is provided as a courtesy for the purpose of finding available grants in your area. Chase does not guarantee the search results. Program availability and eligibility criteria are subject to change without notice. Neither the accuracy of program information nor the suitability of a program for your situation are guaranteed. The search results displayed should not be considered an exhaustive list of grants that may be available for you. Speak with a Chase Home Lending Advisor for more specific information or to learn about additional programs. 4. The Chase Homebuyer Grant is available on primary residence purchases only. Customer may be eligible for the $2,500 or $5,000 savings when applying for a DreaMaker℠, Standard Agency, FHA and VA home purchase mortgage loan product and where applicable census tract requirements are met. Income limits and homebuyer education apply on a DreaMaker mortgage. The Chase Homebuyer Grant funds will be applied at purchase loan closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees or down payment. Grant funds may not be used for the down payment on an FHA purchase loan. The Homebuyer Grant may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. 5. The Chase VA Loan Purchase Closing Cost Benefit will be applied at closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees. Closing cost benefit may not be used for the down payment and any remaining funds will be applied as a principal reduction. The benefit is available only on primary residence purchase loans and is not available for any refinance loans. The Chase VA Loan Purchase Closing Cost Benefit may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. Ð'd6. Property search is provided by HouseCanary, Inc. (HouseCanary), a licensed real estate brokerage. HouseCanary, powered by ComeHome, is not affiliated with JPMorgan Chase, N.A. (Chase). ComeHome is provided to you as a courtesy. Chase is not responsible for the real estate services and the search results provided by ComeHome. Restrictions and limitations apply to the access of Chase MyHome. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC
Sincerely, Chase