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Victor Boss

Victor Boss

Senior Home Lending Advisor
NMLS ID: 30908
Contact Victor
Address:
5000 Boynton Beach Blvd.
Boynton Beach, FL 33436
US
Phone:
Primary:
Fax:
Cellular:
Email:
victor.boss@chase.com
About Victor
Victor proudly serves clients in the Boynton Beach, FL area. Victor has 15 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, fixed-rate mortgages, adjustable-rate mortgages, FHA and VA mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Victor is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Victor can help you get a clear picture of what might work best for you. Victor will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Victor wants to ensure that you have a positive home lending experience.
Victor’s Certifications
  • Chase Certified in VA Loans
  • Chase Certified in Chase Private Client Lending
Homebuyer assistance finder
Whether you’ve found the perfect home or you’re just looking, reviewing available assistance available programs can help you form a strategy for moving forward. Enter property and household information below to see if there’s an exclusive Chase Homebuyer Grant or closing benefit available.
ANY INFORMATION YOU SUBMIT ON THIS FORM IS BEING SUBMITTED TO DOWN PAYMENT RESOURCE AND NOT CHASE BANK. THE DATA AND VALUATIONS ARE PROVIDED AS IS WITHOUT WARRANTY OR GUARANTEE OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE EXISTENCE OF THE SUBJECT PROPERTY AND THE ACCURACY OF THE VALUATIONS ARE ESTIMATED BASED ON AVAILABLE DATA AND DO NOT CONSTITUTE AN APPRAISAL OF THE SUBJECT PROPERTY AND SHOULD NOT BE RELIED UPON IN LIEU OF UNDERWRITING OR AN APPRAISAL.

Recent Reviews

4.8 out of 5
Rating 4.8
(Based on 38 Reviews)
  • 5 out of 5
    Rating 5.0
    As a first time home buyer, the whole process can be overwhelming. I am grateful for Victor, he made the whole process so much easier. He would take his time explaining the process and the numbers to me. I probably called Victor 100x during the whole process and best believed he answered 100x including weekends and after work hours. I am truly grateful Victor, thanks for all you do!
    Response from Victor Boss
    Thank you, Charlene, for your review. We are thrilled Victor Boss was able to help you. We hope you visit us again for any of your future mortgage needs.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor know his stuff. He has the right connections and when it comes to closing, he is fast and reliable
    Response from Victor Boss
    Thank you, RV, for your review. It makes us happy to hear that Victor Boss was able to answer all your questions during this process. If you need assistance in the future, please reach out!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor was just terrific. He gave us great assistance and guidance. We appreciate his efforts.
    Response from Victor Boss
    Thank you, Maxyne, for your great review! We are delighted Victor Boss provided an exceptional experience. We're glad you chose Chase and hope to work with you again in the future.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor was great to work with. He is very patient, a Strait shooter explains the terms of the process upfront. Always had the time to answer the phone personally. Would definitely recommend to anyone who's looking for a loan... Thank you once again good sir.
    Response from Victor Boss
    Thank you for this thoughtful review of Victor Boss, Felmar. We absolutely love hearing positive experiences and appreciate you taking the time to share yours with us. In the future, if you or anyone you know needs our assistance, we would be happy to help.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor was Fantastic. He made the process easy, when had a question he got back to us in less than 1/2 an hour. He made what can be a challenging process an easy process.
    Response from Victor Boss
    Your review of Victor Boss made us smile, Larry. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations. We love working with customers like you and hope you'll use Chase again for any future mortgage needs.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor is one of the best home lending personal. He is trustworthy,very knowledgeable and hardworking. Give him a try. You will not regret it
    Response from Victor Boss
    Thank you, Anna, for taking the time to leave your positive review. We're grateful you took the time to leave Victor Boss such positive feedback. This type of experience is exactly what we strive for. Reviews like yours help our business grow.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor was great to work with. Very effective, efficient and made the process a seamless experience. Definitely recommend his services!
    Response from Victor Boss
    Thank you, Matthew, for sharing your experience with us. We're grateful you took the time to leave Victor Boss such positive feedback. This type of experience is exactly what we strive for. We appreciate customers like you.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victo help with a refinancing situation. He took the time to fully explain everything in terms that any person could understand. He was always available for texting & phone conversation to answer questions and concerns that I had during the mortgage process. You can't find anyone better than Victo
    Response from Victor Boss
    Thank you, Kip, for your review. We are glad Victor Boss was able to answer your questions throughout the process. It is our goal to be an advisor and guide during this exciting time. If you need assistance in the future, please reach out.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    I have worked with Victor Boss on a refinance cash out, he took the time to explain my options, he is patient, kind and understanding, Victor is exactly the type of person you want working on your behalf.
    Response from Victor Boss
    We appreciate you taking the time to leave Victor Boss such a positive review, Antonio. It is important to offer as many mortgaging options as possible, as every customer has different needs. We are so glad to hear that we met your expectations. Thank you for choosing Chase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor was wonderful to work with. He made sure I understood all aspects of the loan process. He was available to me at any time to answer questions and help facilitate the process. He went to bat for me to get the best rate available. I highly recommend.
    Response from Victor Boss
    It was so nice of you to leave such positive feedback of Victor Boss, Katherine. We strive to find great rates for our customers and are glad we could help. Thank you for choosing Chase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Knowledgeable in his profession while being very helpful. Very trustworthy a source of real estate financial methodology
    Response from Victor Boss
    It was so nice of you to leave such positive feedback of Victor Boss, Fred. We are glad our market knowledge was useful during this process. Thanks again for your business.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor was amazing. Always answered the phone night or day to answer any questions we needed answering.
    Even showed up at closing to make sure there were no last minute glitches.
    Highly recommended.
    Response from Victor Boss
    Thank you for that awesome review, Elena. We are delighted Victor Boss was responsive to your needs. It was truly our pleasure.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Mr.Boss was an absolute pleasure to work with when buying our first home. His expertise and knowledge made my wife and I very comfortable approaching that big step in our lives. I highly recommend Victor Boss as a Home Lender Advisor.
    Response from Victor Boss
    Pauline, we loved reading your review of Victor Boss. It is important that we are familiar with the market so we can answer any and all questions you may have. Thank you for choosing Chase for your first home purchase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor is an excellent person an gives a great customer service,,,
    Response from Victor Boss
    Lincoln, thank you so much for reviewing our services. We are thrilled Victor Boss was able to help you. If you need assistance in the future, please reach out.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor Boss is fantastic to work with. He works hard and he gets the job done correctly the first time. Plus, he is a real nice person.
    Response from Victor Boss
    Thank you, Harvey, for your review of Victor Boss. Here at Chase, we work hard to meet the unique needs of our customers. Working with you was truly our pleasure.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor was a pleasure to work with from the beginning. He kept in touch; always returned a voice call or text message, professional, proactive answering all of my questions competently and explained the process which put me at ease. Truly, Victor made the home buying process easier. His Assistant Anzhela, was also really wonderful throughout.
    Response from Victor Boss
    Thank you for your review. We're grateful you took the time to leave Victor Boss such positive feedback. This type of experience is exactly what we strive for. Your review made our day.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor Boss was very helpful and friendly during our loan process. He made it easy to navigate through our difficult process! Victor was communicative and available whenever we needed to reach out to him! He is a great 'face' for Chase!
  • 5 out of 5
    Rating 5.0
    We are from NJ and purchased our first winter home in Boynton. We were referred to him by another Chase employee. Best advice we could have wished for! Victor guided us through the entire process. He’s knowledgeable and straight forward. Made the process easy. When we sold that house and sought a house further north, we again went to Victor. He’s even better the 2nd time around.
    Response from Victor Boss
    Mike, we loved reading your review of Victor Boss. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations. Thanks again for choosing Chase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Thank you Victor for helping me in processing my home loan. You were always available for our questions and concerns.
    I will think of you first if I ever want to get a mortgage again.
    Response from Victor Boss
    Fernand, we loved reading your review. It makes us happy to hear that Victor Boss was able to answer all your questions during this process. We hope to you visit us again soon.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor helped us with our refinancing process, super professional. Thanks
    Response from Victor Boss
    Thank you, Nelson, for sharing your experience with us. We are thrilled Victor Boss was able to help you. It was a pleasure working with you and hope you'll choose Chase again in the future.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Victor - Thank you for your white-glove service. Your guidance and availability throughout our loan process was second to none and made the difference in our outcome.
    Response from Victor Boss
    Nick, we can't thank you enough for your positive review. We are delighted to hear that Victor Boss provided you with such a great experience. We hope we get a chance to work with you again in the future.
    Sincerely, Chase
Displaying reviews 1 - 21 out of the 21 most recent

What Chase offers

Chase customers reviewing a home loan
Home loans
Whether you want to purchase a new home, refinance or access cash with a home equity line of credit, we offer a variety of options and expert advice to help achieve your goals.
Customers looking at the Chase mortgage application tool
Mortgage application tool
Get convenient online access to view and e-sign forms, upload documents, track your status and communicate with your Chase home lending team.
Customer reviewing Chase's MyHome dashboard
Chase MyHomeSM dashboard
Sign in online anytime after your closing for in-depth views of your home loan, taxes, insurance, neighborhood sales trends and more.

Frequently Asked Questions

When is it time to stop renting and buy a home?
When debating between renting vs. buying, you need to think about your lifestyle and finances. While renting can provide more flexibility, owning a home enables you to build equity in the property and may provide tax benefits.

Buying a home is a huge step, especially when you’re moving from renting to owning.
How can I get information on mortgage loan options?
At Chase, you can choose from several types of mortgage loans to finance your home purchase. A Home Lending Advisor can help you understand the differences between the various loan options so you find one that best suits your financial situation.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
What documents will I need to apply for a mortgage?
Traditional loans usually require documents that verify your employment, income and assets, and may include:
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
What is better: a fixed or an adjustable interest rate?
If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising mortgage interest rates. If you plan to be in your home for seven years or less, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that with an ARM, your monthly payments have the potential to go up each time your interest rate adjusts.
Current Chase Mortgage Rates

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.

Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments

Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments

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About Chase Home Lending

Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.

1. The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) 2. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors, including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase according to future index rates. The APR may increase after the loan closes. 3. This Homebuyer assistance finder (Tool) is provided by Workforce Resource, LLC, and is not affiliated with JPMorgan Chase, N.A. (Chase). The Tool is provided as a courtesy for the purpose of finding available grants in your area. Chase does not guarantee the search results. Program availability and eligibility criteria are subject to change without notice. Neither the accuracy of program information nor the suitability of a program for your situation are guaranteed. The search results displayed should not be considered an exhaustive list of grants that may be available for you. Speak with a Chase Home Lending Advisor for more specific information or to learn about additional programs. 4. The Chase Homebuyer Grant is available on primary residence purchases only. Customer may be eligible for the $2,500 or $5,000 savings when applying for a DreaMaker℠, Standard Agency, FHA and VA home purchase mortgage loan product and where applicable census tract requirements are met. Income limits and homebuyer education apply on a DreaMaker mortgage. The Chase Homebuyer Grant funds will be applied at purchase loan closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees or down payment. Grant funds may not be used for the down payment on an FHA purchase loan. The Homebuyer Grant may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. 5. The Chase VA Loan Purchase Closing Cost Benefit will be applied at closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees. Closing cost benefit may not be used for the down payment and any remaining funds will be applied as a principal reduction. The benefit is available only on primary residence purchase loans and is not available for any refinance loans. The Chase VA Loan Purchase Closing Cost Benefit may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. Ð'd6. Property search is provided by HouseCanary, Inc. (HouseCanary), a licensed real estate brokerage. HouseCanary, powered by ComeHome, is not affiliated with JPMorgan Chase, N.A. (Chase). ComeHome is provided to you as a courtesy. Chase is not responsible for the real estate services and the search results provided by ComeHome. Restrictions and limitations apply to the access of Chase MyHome. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC