Carmen Walden

Carmen Walden

Community Home Lending Advisor
NMLS ID: 624247
"I am here to make the dream of homeownership meaningful and enjoyable for each and every one of my customers."
Contact Carmen
Bridgeport, CT 06610
Languages Spoken
Fluent in Spanish
About Carmen
With fluency in Spanish, Carmen proudly serves clients in Bridgeport/Norwalk Area. Carmen has 30 years of experience as a Community Home Lending Advisor and specializes in pre-qualification, low-to-moderate income lending programs, fixed-rate mortgages, FHA and VA mortgages, condo and co-op lending, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Carmen is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Carmen can help you get a clear picture of what might work best for you. Carmen will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Carmen wants to ensure that you have a positive home lending experience.
Carmen’s Certifications
  • Chase Certified in VA Loans

Recent Reviews

5.0 out of 5
Rating 5.0
(Based on 6 Reviews)
  • 5 out of 5
    Rating 5.0
    The specialists I worked with, Carmen Walden and Michelle Barry, were outstanding!! They provided me with excellent communication and helped me through every step of the process as a first-time home-buyer.
  • 5 out of 5
    Rating 5.0
    Carmen and Michelle were fantastic! They were extremely responsive and helpful with the entire process. They were able to find a great program for our client, and got her to a successful close with ease. It takes a great team to provide the best experience for the client during the sometimes stressful buying process, and I couldn't have ask for a better one. Thank you again!
  • 5 out of 5
    Rating 5.0
    I absolutely love Chase. Carmen Walden was my loan processor and she walked me through every step of the way. She gave me personal life examples to help me understand the mortgage business and I was able to get a good rate with Chase through the various relationships I have made. Carmen taught me so much about purchasing a home and told me what I should look out for which is greatly appreciated. She was so patient and always answered my calls and e-mails. She is super knowledgeable and was able to answer all my questions. Carmen is great for Chase and I would recommend her to anyone.

    Navarre Medlock is the client care specialist that went through everything I needed in order to properly close on the home. Navarre and I were on a phone call for over an hour and she went through every single item, one by one to ensure that I understood every calculation to see how I arrived at my closing cost. I appreciate her patience so much and not once did I receive a sour or bitter attitude from her, regardless of how deep I wanted to dive into things or how many questions I asked.

    Overall I had an amazing experience with Chase and I am happy to have done business with my bank.
  • 5 out of 5
    Rating 5.0
    Great experience Carmen helped me a lot she went above and beyond she deserves more than a 10.
  • 5 out of 5
    Rating 5.0
    Exceptional Service on the part of all the customer service agents involved.
  • 5 out of 5
    Rating 5.0
    Carmen Walden was very responsive to any requests. The transaction moved along without any issues.
Displaying reviews 1 - 6 out of the 6 most recent

What Chase offers

Chase customers reviewing a home loan
Home loans
Whether you want to purchase a new home, refinance or access cash using the equity in your home, we offer a variety of options and expert advice to help achieve your goals.
Customer looking at the Chase mortgage application tool
Mortgage application tool
Get convenient online access to view and e-sign forms, upload documents, track your status and communicate with your Chase home lending team.
Customer reviewing Chase's MyHome dashboard
Chase MyHomeSM dashboard
Sign in online anytime after your closing for in-depth views of your home loan, taxes, insurance, neighborhood sales trends and more.

Frequently Asked Questions

When is it time to stop renting and buy a home?
When debating between renting vs. buying, you need to think about your lifestyle and finances. While renting can provide more flexibility, owning a home enables you to build equity in the property and may provide tax benefits.

Buying a home is a huge step, especially when you’re moving from renting to owning.
How can I get information on mortgage loan options?
At Chase, you can choose from several types of mortgage loans to finance your home purchase. A Home Lending Advisor can help you understand the differences between the various loan options so you find one that best suits your financial situation.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
What documents will I need to apply for a mortgage?
Traditional loans usually require documents that verify your employment, income and assets, and may include:
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
What is better: a fixed or an adjustable interest rate?
If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising mortgage interest rates. If you plan to be in your home for seven years or less, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that with an ARM, your monthly payments have the potential to go up each time your interest rate adjusts.
Chase customer shaking hands with a client

About Chase Home Lending

Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.

The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. The statements, views and opinions expressed about a product or service received are those of the customer. All results, outcomes, and experiences may not be the same for all customers. JPMorgan Chase Bank N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the information or opinions expressed.