Karina Umana, Senior Home Lending Advisor

Karina Umana
If you are thinking about a mortgage, let me show you the next step. I'll guide you every step of the way, from application through closing.

Karina Umana

Senior Home Lending Advisor NMLS ID: 667284 Prequalify with Karina

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5430 Ygnacio Valley Rd.
Concord, CA 94521


Fax: 855-612-4969

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Lending Specialities

  • Pre-Qualifications
  • Lending to Self-employed borrower
  • Fixed-Rate Mortgages
  • Adjustable-Rate Mortgages
  • Vacation Home Financing
  • Conforming Loan Amounts as well as Jumbo Mortgages
  • Low-to-moderate income lending program
  • Government (FHA) loans
  • Home Equity Lines of Credit
  • Condominium Financing
  • First-Time Home Buyer programs

Other Information

Areas Served

Bay Area

Other Languages



18 years as a Senior Home Lending Advisor

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5430 Ygnacio Valley Rd.
Concord, CA 94521
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