Todd MerrifieldHe/Him/HisDenver Senior Home Lending Advisor
Todd Merrifield
He/Him/His
NMLS ID: 406286
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Start online with Todd
Connect with me:
About Todd
Todd proudly serves clients in Denver Metro Area. Todd has 20 years of experience as a Senior Home Lending Advisor and specializes in lending to self-employed clients, vacation home financing, FHA and VA mortgages, condo and co-op lending, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Todd is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Todd can help you get a clear picture of what might work best for you. Todd will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Todd wants to ensure that you have a positive home lending experience.
Todd's certifications
Chase Certified in FHA Loans
Chase Certified in VA Loans
Chase Certified in Chase Private Client Lending
Loans & Products
Conventional mortgage
Jumbo Mortgage3
DreaMakerSM mortgage5
FHA mortgage7
Veterans Affairs (VA) loan9
Terms and rates
Areas Served
Denver, CO
Benefits of working with a Chase Home Lending Advisor in Denver
See how our Home Lending Advisors are ready to help you with everything from preapproval13 to finding the right loan, application guidance and more.
Start online with ToddChase MyHome10. All things home. All in one place.
Sign in to Chase MyHome to search for the home you’d like, see sales trends, estimate your budget, find a loan and more.
Find a home you love11
Search home listings, neighborhood information and more, based on your needs.
Explore homesWhat's your price range?
How much home can you afford? Enter you information to help determine your homebuying budget.
Go to affordability calculatorExplore your options
For a first home or refinance12. Compare rates, see loan options and find offers that meet your needs and goals.
See your loan optionsMortgage Lender FAQs
How do I find a mortgage lender near me?
Finding the right mortgage lender is key for a smooth homebuying process. Look for local mortgage advisors who have proven experience, a trustworthy reputation, and a commitment to quality customer service. Take time to read their bios and reviews to understand their areas of expertise. Choose a lender who will prioritize your needs and keep communication open throughout the process.
What are the benefits of choosing a local mortgage advisor?
Local mortgage lenders give you personalized support and often have a deep understanding of the local real estate market and trends. They are typically relationship driven and available to meet in person. If you are looking for hands-on guidance specific to your market, a local mortgage advisor may be right for you.
What questions should I ask my mortgage lender?
Common mortgage questions include: What are the current mortgage interest rates? What types of home loans suit me best? How much house can I afford? How much down payment is needed? Your home lending advisor is there to guide you through the homebuying process to ensure a smooth experience.
What is a mortgage broker vs. a mortgage lender?
A mortgage lender is a bank or financial company that gives you money to buy a home. A mortgage broker is a person who helps you look at and compare different loans from several lenders. Many people like working directly with a lender so they can be more hands-on in the process. At Chase, Home Lending Advisors are ready to guide you through every step of buying a home and make sure you get the support you need.
Why Chase?
Trust:
We'll help you understand your options to make informed decisions
Value:
We strive to help you get the most for your money with a variety of mortgage programs and discounts
Confidence:
We'll deliver personalized service to you and our communities
Denver Mortgage rates14
Mortgage Calculators
We’ve got all the tools you need to help you make the right decisions.
Use our calculator for a detailed breakdown of your monthly home loan costs. It works for mortgages and refinancing too.
About Chase Home Lending
Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.