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Delia Spalding

Delia Spalding

Senior Home Lending Advisor
NMLS ID: 866368
"I am committed to providing you with the highest quality products and services."
Contact Delia
603 S Broadway St
Boulder, CO 80305
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About Delia
Delia proudly serves clients nationwide. Delia has 21 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, lending to self-employed clients, VA mortgages, fixed-rate mortgages, vacation home financing, and FHA and VA mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Delia is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Delia can help you get a clear picture of what might work best for you. Delia will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Delia wants to ensure that you have a positive home lending experience.

Recent Reviews

5.0 out of 5
Rating 5.0
(Based on 5 Reviews)
  • 5 out of 5
    Rating 5.0
    The process went smoothly, as expected.
    Response from Delia Spalding
    Thank you, Nancy, for taking the time to write a review. We are delighted Delia Spalding was responsive to your needs. We hope to you visit us again soon.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    I have done three loans with Delia and every time she is consistently professional.
    Response from Delia Spalding
    Thank you, Tatenda, for your review. We're grateful you took the time to leave Delia Spalding such positive feedback. It was a pleasure working with you and hope you'll choose Chase again in the future.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Excellent communication and fast close
    Response from Delia Spalding
    We love hearing about your positive experience, Matthew. Here at Chase we stride for excellence, so we are pleased to hear we met your expectations! Thank you for your positive review.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    The team was great to work with! Thank you for all the support.
  • 5 out of 5
    Rating 5.0
    This is my 2nd mortgage experience with Delia. She is amazing, great knowledge of the process and patiently answered all my queries/concerns. Ryan was very helpful and walked me step by step as well. Great experience and would surely use Chase again.
Displaying reviews 1 - 5 out of the 5 most recent

What Chase offers

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Home loans
Whether you want to purchase a new home, refinance or access cash using the equity in your home, we offer a variety of options and expert advice to help achieve your goals.
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Mortgage application tool
Get convenient online access to view and e-sign forms, upload documents, track your status and communicate with your Chase home lending team.
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Chase MyHomeSM dashboard
Sign in online anytime after your closing for in-depth views of your home loan, taxes, insurance, neighborhood sales trends and more.
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About Chase Home Lending

Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.

The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO)

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.

Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply.

For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation

Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

Home lending products offered by JPMorgan Chase Bank, N.A.

The statements, views and opinions expressed about a product or service received are those of the customer. All results, outcomes, and experiences may not be the same for all customers. JPMorgan Chase Bank N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the information or opinions expressed.