Garet Pyle
- Chase Certified in VA Loans
Recent Reviews
- Rating 5.0October 12, 2022Garet is an excellent Home Lending Advisor. Garet helped navigate my wife Katherine and I through the sale of our home and the purchase of our dream home in Paso Robles. Garet’s knowledge, persistence, and follow through helped make our dream home come possible.
18 months after we purchased the home Garet helped us refinance at a lower rate. Thank you Garet for all your help. - Rating 5.0October 12, 2022He pays attention to details.Response from Garet PyleOctober 12, 2022Thank you, Teri, for taking the time to leave your positive review. We are thrilled Garet Pyle was able to help you. Your review is very much appreciated.
Sincerely, Chase - Rating 5.0July 24, 2022I appreciated all the help from the loan officer at the local branch, he always took time to explain everything in a way that I could understand.
- Rating 1.0October 18, 2021My experience with Garat Pyle and the whole Chase Bank mortgage process was the worse I have ever experienced.
Although Garet’s page on the Chase site states “Garet can help you get a clear picture of what might work best for you. Garet will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process.” He did none of those things. The Chase process took so long, even after we received preapproval, we finally went to a local mortgage company and obtained the loan at a lower interest rate and lower fees. It was so much easier and faster than Chase and the Lending Advisor was always available and helpful, quite the opposite of Garet.Response from Garet PyleOctober 25, 2021Thank you, Robert, for your feedback. It is important for us at Chase to be flexible, and we are sorry we were unable to accommodate to your needs. If you would like to speak further about your situation, please call our customer service team at 1-800-848-9136. Sincerely, Chase - Rating 5.0June 7, 2020It was easy and well experience
What Chase offers
Frequently Asked Questions
Buying a home is a huge step, especially when you’re moving from renting to owning.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.
Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments
Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments
About Chase Home Lending
The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. The statements, views and opinions expressed about a product or service received are those of the customer. All results, outcomes, and experiences may not be the same for all customers. JPMorgan Chase Bank N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the information or opinions expressed.
Sincerely, Chase