Barbara Davidson
- Chase Certified in VA Loans
- Chase Certified in Chase Private Client Lending
Recent Reviews
- Rating 1.0December 27, 2022Worst lending advisor ever. Starts out very friendly and then never heard from her. Got a better loan thru someone else.Response from Barbara DavidsonJanuary 4, 2023We appreciate you taking the time to provide us feedback, Ilene. We take your feedback very seriously and will work to improve for future customers. Please feel free to call us at 1-800-848-9136 if you would like to speak to someone on our Customer Service team regarding your experience.
- Rating 5.0September 23, 2022This was the fifth mortgage loan experience in my lifetime, and it was by far the easiest and quickest. My loan officer Barbara Davidson is outstanding. She is up front, clear, concise, and always keeps you informed. This was my second loan with Barbara at the helm, and this time was even easier than the first: this loan was closed in 20 days. My client care specialist, Bradley Sisko, was super as well. If I had a question, Brad and his team would get right on it and report back to me as soon as possible. With Barbara and Brad handling my account, I never had to worry about a thing. I also was impressed with the Property Sciences appraiser Betsy Russell. It was the most thorough appraisal of my property ever conducted and Betsy was professional and efficient throughout. I found the same true with Stewart Title. I dealt mostly at Stewart with Bessie Robinson, and the closing and disbursement could not have run more smoothly. With this team led by Barbara, I was in excellent hands and will always be grateful for the direct, uncomplicated experience. Dean K., California
- Rating 5.0July 16, 2022Barbara Davidson is the reason I select Chase for home mortgages. She is tremendous. Responsive, timely, follow up and through, and incredibly knowledgeable. Service oriented does not begin to describe her expertise. She is amazing!
- Rating 5.0January 28, 2022Well versed in everything having to do with mortgage financing. Able to explain all the intricacies of financing in a clear and concise manner. There was no question of my confidence in Barbara. Support was continuous from the initial meeting and remains so a year and a half later!Response from Barbara DavidsonJanuary 31, 2022Sandy, we can't thank you enough for your positive review. We are delighted to hear that Barbara Davidson provided you with such a great experience. Thank you!
Sincerely, Chase
What Chase offers
Frequently Asked Questions
Buying a home is a huge step, especially when you’re moving from renting to owning.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.
Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments
Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments
About Chase Home Lending
The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. The statements, views and opinions expressed about a product or service received are those of the customer. All results, outcomes, and experiences may not be the same for all customers. JPMorgan Chase Bank N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the information or opinions expressed.