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Matthew Izaddoust

Matthew Izaddoust

Senior Home Lending Advisor
NMLS ID: 8385
Contact Matthew
Address:
749 W El Camino Real
Mountain View, CA 94040
US
Phone:
Primary:
Fax:
Cellular:
Email:
matthew.izaddoust@chase.com
Connect with Me
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About Matthew
Matthew proudly serves clients in the Mountain View, CA area. Matthew has 14 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, vacation home financing, condo and co-op lending, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Matthew is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Matthew can help you get a clear picture of what might work best for you. Matthew will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Matthew wants to ensure that you have a positive home lending experience.

Recent Reviews

5.0 out of 5
Rating 5.0
(Based on 10 Reviews)
  • 5 out of 5
    Rating 5.0
    Matthew and his team were extremely helpful and patient throughout the process of applying for a mortgage as first-time homebuyers. We would highly recommend them.
    Response from Matthew Izaddoust
    Thank you, Emily, for your great review! We are thrilled Matthew Izaddoust was able to guide you through your first home purchase. It was our pleasure to help you with your loan.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    My partner and I had a great experience working with Matthew. He is on top of communications, helps interface well with the underwriting team, and advocates for getting the best deal possible. We were grateful to have his help with the process of buying a new home, and we recommend him highly for anyone who is looking for an ally in the home lending process.
    Response from Matthew Izaddoust
    We appreciate you taking the time to leave Matthew Izaddoust such a positive review, Thomas. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations! Thank you for banking with Chase. Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Matthew and his team are just fantastic to work with. They just helped me close a mortgage in 14 days. Apart from speed Matthew really brings in strong expertise in lending and that really helped simplify the entire process for me. A big thank you!
    Response from Matthew Izaddoust
    Prashant, we loved reading your review of Matthew Izaddoust. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations. Thank you for choosing Chase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    The mortgage team, Mattew Izaddoust, and Carma Van Houten did an outstanding job!
  • 5 out of 5
    Rating 5.0
    Through my years of having various banking relationships with many banking institutions, I have encountered many professional bankers. However, Matthew is one of the best Professional banking officers I have ever seen. He is highly knowledgeable, professional, and responsive. In addition, he is extremely friendly and very patient in all my mortgage processes. As I went through my mortgage transactions, Matthew made it exceptionally easy and efficient while getting me the best possible rates.
    I have no word but my highest admiration and compliments for Matthew as an excellent professional loan officer.
    Response from Matthew Izaddoust
    Thank you, Farid, for this glowing review of Matthew Izaddoust! Our aim is to find a competitive rate to fit your needs. We are so glad we met your expectations. It was a pleasure working with you and hope you'll choose Chase again in the future.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Love working with this team. No surprises, fast and efficient.
  • 5 out of 5
    Rating 5.0
    Thank you Matt and team for a wonderful and speedy process during this difficult time.
  • 5 out of 5
    Rating 5.0
    Matthew was extremely professional, responsive, friendly, and helpful throughout my mortgage process. He made it super easy and efficient for me. Not to mention the best out of the best rates he provided. Nothing but my highest compliments for Matthew as my mortgage banker and a friend!
    Response from Matthew Izaddoust
    Thank you for this thoughtful review of Matthew Izaddoust, Ye. Every customer has different needs and each situation is unique. It is important for us to stay as flexible as possible - glad we could do that for you. We hope we get a chance to work with you again in the future.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Matthew and his team convinced me to work with them and I am very with the results. The whole process was very smooth and fast. They delivered ahead of schedule with a great deal for me. Thank you!
    Response from Matthew Izaddoust
    Thank you, Jorge, for your rave review. We are delighted Matthew Izaddoust provided an exceptional experience. Your review made our day!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    I was very happy with the Mortgage team that helped me, they were very accurate and efficient about the whole process from start to finish and they did not let the Corona Virus situation impact or delay my project.
Displaying reviews 1 - 10 out of the 10 most recent

What Chase offers

Chase customers reviewing a home loan
Home loans
Whether you want to purchase a new home, refinance or access cash using the equity in your home, we offer a variety of options and expert advice to help achieve your goals.
Customer looking at the Chase mortgage application tool
Mortgage application tool
Get convenient online access to view and e-sign forms, upload documents, track your status and communicate with your Chase home lending team.
Customer reviewing Chase's MyHome dashboard
Chase MyHomeSM dashboard
Sign in online anytime after your closing for in-depth views of your home loan, taxes, insurance, neighborhood sales trends and more.

Frequently Asked Questions

When is it time to stop renting and buy a home?
When debating between renting vs. buying, you need to think about your lifestyle and finances. While renting can provide more flexibility, owning a home enables you to build equity in the property and may provide tax benefits.

Buying a home is a huge step, especially when you’re moving from renting to owning.
How can I get information on mortgage loan options?
At Chase, you can choose from several types of mortgage loans to finance your home purchase. A Home Lending Advisor can help you understand the differences between the various loan options so you find one that best suits your financial situation.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
What documents will I need to apply for a mortgage?
Traditional loans usually require documents that verify your employment, income and assets, and may include:
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
What is better: a fixed or an adjustable interest rate?
If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising mortgage interest rates. If you plan to be in your home for seven years or less, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that with an ARM, your monthly payments have the potential to go up each time your interest rate adjusts.
Current Chase Mortgage Rates

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.

Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments

Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments

Chase customer shaking hands with a client

About Chase Home Lending

Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.

The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. The statements, views and opinions expressed about a product or service received are those of the customer. All results, outcomes, and experiences may not be the same for all customers. JPMorgan Chase Bank N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the information or opinions expressed.