Yoshi Hoover
- Chase Certified in VA Loans
- Chase Certified in Chase Private Client Lending
Recent Reviews
- Rating 5.0September 16, 2022Yoshi and Steven were great to work with and answered all my many questions throughout the process.
- Rating 5.0August 4, 2022Yoshi is responsible. He always called earlier to prepare me and explained all the details with patience. No mistake at all. His information is always correct and on time.
- Rating 5.0June 25, 2022Stop shopping! Yoshi Was super responsive even when on vacation. Was very patient in educating me to be able to make a calculated decision and smart about making my offer competitive.
- Rating 5.0May 6, 2022As first time home buyers, my wife and I were very nervous and had no idea about how the home buying process worked. Yoshi, and Steven were there for us through the entire process. It was a pleasure working with them. I recommend to any home buyer that Yoshi and team will make your life so much easier during a sometimes, very stressful period of time. Thank You!!Response from Yoshi HooverMay 9, 2022Thank you, Douglas, for your review. Purchasing a home can be stressful. We're glad to hear that Yoshi Hoover made the process so smooth for you. We're glad you chose Chase and hope to work with you again in the future.
Sincerely, Chase - Rating 5.0May 6, 2022Yoshi has an excellent team. We’ve worked with him over and over and bought 4 properties with him. With him, we know we are in good hands. We’ve even recommended friends and families to him. The interesting thing is, we’ve never met himResponse from Yoshi HooverMay 9, 2022Thank you, Gina, for your great review! We are delighted to hear that Yoshi Hoover provided you with such a great experience. In the future, if you or anyone you know needs our assistance, we would be happy to help.
Sincerely, Chase - Rating 5.0May 7, 2020Yoshi, Penny, and Stephany are rockstars. It was a pleasure to work with them, and the process could not have gone more smoothly. They flagged potential roadblocks long in advanced and had solutions in place to deal with them if they arose. 10/10 would work with them again.
What Chase offers
Frequently Asked Questions
Buying a home is a huge step, especially when you’re moving from renting to owning.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.
Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments
Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments
About Chase Home Lending
The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. The statements, views and opinions expressed about a product or service received are those of the customer. All results, outcomes, and experiences may not be the same for all customers. JPMorgan Chase Bank N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the information or opinions expressed.
Sincerely, Chase