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Kimmie Vo

Kimmie Vo

Senior Home Lending Advisor
NMLS ID: 407542
"If you are looking for a mortgage specialist with experience and in-depth industry knowledge, look no further."
Contact Kimmie
Address:
20573 Stevens Creek Blvd
Cupertino, CA 95014
US
Phone:
Primary:
Fax:
Cellular:
Email:
kimmie.vo@chase.com
Languages Spoken
Fluent in Vietnamese
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About Kimmie
With fluency in Vietnamese, Kimmie proudly serves clients in the Cupertino, CA area. Kimmie has 6 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, lending to self-employed clients, fixed-rate mortgages, adjustable-rate mortgages, vacation home financing, and condo and co-op lending. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Kimmie is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Kimmie can help you get a clear picture of what might work best for you. Kimmie will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Kimmie wants to ensure that you have a positive home lending experience.
Kimmie’s Achievements
chase national achievers president's club award

Recent Reviews

5.0 out of 5
Rating 5.0
(Based on 12 Reviews)
  • 5 out of 5
    Rating 5.0
    Kimmie and her team were awesome. Very professional.
  • 5 out of 5
    Rating 5.0
    Kimmie is super! She helped me guiding through completed house purchase and lending process with a great patience and her professional knowledge. I can't ask for more than the help she did to me to make all process easy and smooth.
    Response from Kimmie Vo
    It was so great to hear your positive review of Kimmie Vo, Machhindra. We are glad our market knowledge was useful during this process. Thank you for choosing Chase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Kimmie and her team are the best. Right from day 1, Kimmie was always a step ahead in the process, was very crisp and prompt in communications, and closed my loan in record times and gave me competitive rates. I would definitely work with her again, and recommend all of you to work with her if you are in the market for a mortgage / refinance. It was a real pleasure working with her.
    Response from Kimmie Vo
    It means so much to us that you left such positive feedback, Kishor. We are delighted to hear that Kimmie Vo provided you with such a great experience. Reviews like yours help our business grow!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Kimmie is very knowledgeable and has been extremely helpful in refinancing our primary home and securing competitive rate for investment home. She and her team always stay on top of things and are extremely responsive.
    Response from Kimmie Vo
    We can't thank you enough for your positive review. We are glad Kimmie Vo's expertise supported your recent home purchase and refinance goals. Working with you was truly our pleasure.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    It was a pleasure working with Kimmie. She has been very responsible and patient during the process. Highly recommend!
    Response from Kimmie Vo
    We are so happy that Kimmie Vo provided such great service to you Binjie. Here at Chase, we work hard to meet the unique needs of our customers. In the future, if you or anyone you know needs our assistance, we would be happy to help.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Kimmie, simply put, is the best ever! Her dedication, transparency, communication, attention to every little detail, and capability, all are off the chart. We were able to buy our house and a few refinances through Kimmie, and every time she made it so smooth and easy. Most importantly - you can tell that she sincerely cares about you and not just "another file" to work through. I introduced her to a few friends and they all thanked me after. I'd give her 10 stars if I could.
    Response from Kimmie Vo
    Thank you for reviewing our services, Darren. We're grateful you took the time to leave Kimmie Vo such positive feedback. This type of experience is exactly what we strive for! Thank you again for banking with Chase.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    When you find a great advisor, you come back... We’ve worked with Kimmie on multiple loans (both purchase and refinance) and have had phenomenal experiences. The latest was a home purchase and Kimmie came through especially during this crazy real estate market. Kimmie was very flexible in getting us the pre-approval in a quick manner and ensured the loan process was smooth through closing. You'll be hard pressed to find a better advisor!
    Response from Kimmie Vo
    We are so happy that Kimmie Vo provided such great service to you Danny. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations! We truly appreciate your business.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Kimmie was great to work with and helped us close ahead of the 25 days as per contract! The communication with Kimmie and her team was very easy and they were both very responsive. We started the process after getting into contract & yet closed earlier without any hiccups!
    Response from Kimmie Vo
    It means so much to us that you left such positive feedback, Santosh. We are delighted Kimmie Vo was responsive to your needs. Working with you was truly our pleasure.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Super, super amazing service and expertise! Kimmie knows what to advise and how to make the most of your finances and still get the best offer. This is now my second mortgage that Kimmie and her team processed, and the experience has been so pleasant, direct, professional, super timely, efficient, and just amazing overall.
    Response from Kimmie Vo
    Thank you, Ferdie, for reviewing Kimmie Vo. We are glad our market knowledge was useful during this process! Your review is very much appreciated.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Kimmie and her team is unbelievable. They are extremely responsive, get on top of things and always be there for you when you need them. Our lending was through the Xmas holiday season and they didn't delay us a bit! Highly recommend her to anyone who values great customer experience.
    Response from Kimmie Vo
    We are delighted Kimmie Vo exceeded your expectations. Here at Chase, we work hard to meet the unique needs of our customers. If you need assistance in the future, we will be happy to help!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Amazing customer services! We loved her and felt we were in great hands.
    Response from Kimmie Vo
    Your review of Kimmie Vo made us smile, Kelly. We absolutely love hearing positive experiences and appreciate you taking the time to share yours with us. If you need assistance in the future, please reach out!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    It was excellent! I would put the score at 11 instead of 10 if the system let me ;)
Displaying reviews 1 - 12 out of the 12 most recent

What Chase offers

Chase customers reviewing a home loan
Home loans
Whether you want to purchase a new home, refinance or access cash using the equity in your home, we offer a variety of options and expert advice to help achieve your goals.
Customer looking at the Chase mortgage application tool
Mortgage application tool
Get convenient online access to view and e-sign forms, upload documents, track your status and communicate with your Chase home lending team.
Customer reviewing Chase's MyHome dashboard
Chase MyHomeSM dashboard
Sign in online anytime after your closing for in-depth views of your home loan, taxes, insurance, neighborhood sales trends and more.

Frequently Asked Questions

When is it time to stop renting and buy a home?
When debating between renting vs. buying, you need to think about your lifestyle and finances. While renting can provide more flexibility, owning a home enables you to build equity in the property and may provide tax benefits.

Buying a home is a huge step, especially when you’re moving from renting to owning.
How can I get information on mortgage loan options?
At Chase, you can choose from several types of mortgage loans to finance your home purchase. A Home Lending Advisor can help you understand the differences between the various loan options so you find one that best suits your financial situation.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
What documents will I need to apply for a mortgage?
Traditional loans usually require documents that verify your employment, income and assets, and may include:
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
What is better: a fixed or an adjustable interest rate?
If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising mortgage interest rates. If you plan to be in your home for seven years or less, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that with an ARM, your monthly payments have the potential to go up each time your interest rate adjusts.
Current Chase Mortgage Rates

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.

Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments

Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments

Chase customer shaking hands with a client

About Chase Home Lending

Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.

The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. The statements, views and opinions expressed about a product or service received are those of the customer. All results, outcomes, and experiences may not be the same for all customers. JPMorgan Chase Bank N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the information or opinions expressed.