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Claire D Tan

Claire D Tan

Senior Home Lending Advisor
NMLS ID: 669379
"I am dedicated to providing you with professional service and guidance throughout the mortgage process."
Contact Claire
Address:
802 Southampton Road
Benicia, Vallejo, Fairfield, CA 94510
US
Phone:
Primary:
Fax:
Email:
clarita.tan@chase.com
Connect with Me
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About Claire
Claire proudly serves clients in the Benicia, Vallejo, Fairfield, CA area. Claire has 27 years of experience as a Senior Home Lending Advisor and specializes in pre-qualification, lending to self-employed clients, low-to-moderate income lending programs, lending to borrowers with limited credit history, FHA mortgages, and VA mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Claire is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Claire can help you get a clear picture of what might work best for you. Claire will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Claire wants to ensure that you have a positive home lending experience.
Claire’s Certifications
  • Chase Certified in VA Loans
Homebuyer assistance finder
Whether you’ve found the perfect home or you’re just looking, reviewing available assistance available programs can help you form a strategy for moving forward. Enter property and household information below to see if there’s an exclusive Chase Homebuyer Grant or closing benefit available.
ANY INFORMATION YOU SUBMIT ON THIS FORM IS BEING SUBMITTED TO DOWN PAYMENT RESOURCE AND NOT CHASE BANK. THE DATA AND VALUATIONS ARE PROVIDED AS IS WITHOUT WARRANTY OR GUARANTEE OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE EXISTENCE OF THE SUBJECT PROPERTY AND THE ACCURACY OF THE VALUATIONS ARE ESTIMATED BASED ON AVAILABLE DATA AND DO NOT CONSTITUTE AN APPRAISAL OF THE SUBJECT PROPERTY AND SHOULD NOT BE RELIED UPON IN LIEU OF UNDERWRITING OR AN APPRAISAL.

Recent Reviews

5.0 out of 5
Rating 5.0
(Based on 6 Reviews)
  • 5 out of 5
    Rating 5.0
    Claire was a gem! She made the pre-approval process so effortless for us and was able to answer all the questions. We found her very approachable and helpful. She will be top of mind should we find a house and be in the market for a lender.

    Response from Claire D Tan
    We appreciate you sharing your experience with us, Charlie. We are glad Claire D Tan's expertise supported your recent home purchase goals. If you need assistance in the future, please reach out!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Claire Tan is the best! She made it possible to have smooth and stress-free process my application to closing. She guided us through the process and answered all my questions.
    Response from Claire D Tan
    Thank you, Rouselle, for sharing your experience with us. We are glad Claire D Tan was able to answer your questions throughout the process. It is our goal to be an advisor and guide during this exciting time. Reviews like yours help our business grow!
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Appreciated very much the service and care received from Clare Tan!!
    Response from Claire D Tan
    Thank you, Dolores, for taking the time to write a review. We are delighted to hear that Claire D Tan provided you with such a great experience! Working with you was truly our pleasure.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    The whole process was awesome and pretty painless. Claire is so great. She made the whole process smooth and quick. The other loan rep such as loan processor, forgot his name, are so pleasant to talk to and quick to respond. Overall experience….2 thumbs up!!! Thank you Claire and team!!!
    Response from Claire D Tan
    Your review of Claire D Tan made us smile, Manuel. Here at Chase we strive for excellence, so we are pleased to hear we met your expectations! We love working with customers like you and hope you'll use Chase again for any future mortgage needs.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Excellent service provided to me on my home loan refinancing. The application went smoothly and we were able to close early.
    Response from Claire D Tan
    Thank you, Ann, for reviewing Claire D. Tan. We strive to meet the unique needs of every customer, and we are very pleased we could accommodate you. We hope you will choose Chase for any future mortgage needs.
    Sincerely, Chase
  • 5 out of 5
    Rating 5.0
    Everything went great Mrs. Clarita Tan was so helpful and reassuring through the process. Thank you Chase. Sincerely Mr. & Mrs. Mang
Displaying reviews 1 - 6 out of the 6 most recent

What Chase offers

Chase customers reviewing a home loan
Home loans
Whether you want to purchase a new home, refinance or access cash using the equity in your home, we offer a variety of options and expert advice to help achieve your goals.
Customer looking at the Chase mortgage application tool
Mortgage application tool
Get convenient online access to view and e-sign forms, upload documents, track your status and communicate with your Chase home lending team.
Customer reviewing Chase's MyHome dashboard
Chase MyHomeSM dashboard
Sign in online anytime after your closing for in-depth views of your home loan, taxes, insurance, neighborhood sales trends and more.

Frequently Asked Questions

When is it time to stop renting and buy a home?
When debating between renting vs. buying, you need to think about your lifestyle and finances. While renting can provide more flexibility, owning a home enables you to build equity in the property and may provide tax benefits.

Buying a home is a huge step, especially when you’re moving from renting to owning.
How can I get information on mortgage loan options?
At Chase, you can choose from several types of mortgage loans to finance your home purchase. A Home Lending Advisor can help you understand the differences between the various loan options so you find one that best suits your financial situation.
Once you understand what you want out of a home, determining your housing budget is essential. After determining a loose housing budget, you'll need to decide how much you'll be comfortable paying each month. Your real estate agent will help you find the right home based on all of these factors. Looking for more information? Read our guide on “How to Find the Perfect Home!”
What documents will I need to apply for a mortgage?
Traditional loans usually require documents that verify your employment, income and assets, and may include:
• Your Social Security number
• Pay stubs for the last two months
• W-2 forms for the past two years
• Bank statements for the past two or three months
• One to two years of federal tax returns
• A signed contract of sale (if you've already chosen your new home)
• Information on current debt, including car loans, student loans and credit cards
What is better: a fixed or an adjustable interest rate?
If you plan to be in your home for more than seven years, you may want to consider a fixed-rate mortgage, which offers predictable payments and long-term protection against rising mortgage interest rates. If you plan to be in your home for seven years or less, an adjustable-rate mortgage (ARM) could be attractive. Keep in mind that with an ARM, your monthly payments have the potential to go up each time your interest rate adjusts.
Current Chase Mortgage Rates

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan specific finance charges you may be required topay. Rates are estimated by state and actual rates may vary.

Purchase Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a down payment of 20%. 30 year fixed FHA based on a loan amount of $200,000 to $249,999 with a down payment of 3.5%. 30 year fixed Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a down payment of 30%. All loans assume a single family residence, purchase loan, mortgage rate lock period of 30 days and customer profile with excellent credit.See estimated monthly payments

Refinance Rates: Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30 year fixed, 15 year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $300,000 to $349,999 with a loan-to-value of 75%. 30 year Jumbo based on a loan amount of $1,000,000 to $1,049,999 with a loan-to-value of 70%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. See estimated monthly payments

Chase customer shaking hands with a client

About Chase Home Lending

Whether you want to purchase a new home, refinance for a lower rate or use your home's equity for updates, we're ready to help you make it happen. You get a variety of powerful online mortgage tools and resources, a dedicated Chase Home Lending Advisor with you every step of the way and access to a personal online site for regular updates about your loan, neighborhood home sales and more.

1. The NMLS ID is a unique identification number that is issued by the Nationwide Mortgage Licensing System and Registry (NMLS) to each Mortgage Loan Originator (MLO) 2. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary. Rate, points and APR may be adjusted based on several factors, including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply. Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. Results shown are estimates only. Speak with a Chase Home Lending Advisor for more specific information. Message and data rates may apply from your service provider. FHA loans require an up-front mortgage insurance premium (UFMIP), which may be financed, or paid at closing, and monthly premiums will apply. For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase according to future index rates. The APR may increase after the loan closes. 3. This Homebuyer assistance finder (Tool) is provided by Workforce Resource, LLC, and is not affiliated with JPMorgan Chase, N.A. (Chase). The Tool is provided as a courtesy for the purpose of finding available grants in your area. Chase does not guarantee the search results. Program availability and eligibility criteria are subject to change without notice. Neither the accuracy of program information nor the suitability of a program for your situation are guaranteed. The search results displayed should not be considered an exhaustive list of grants that may be available for you. Speak with a Chase Home Lending Advisor for more specific information or to learn about additional programs. 4. The Chase Homebuyer Grant is available on primary residence purchases only. Customer may be eligible for the $2,500 or $5,000 savings when applying for a DreaMaker℠, Standard Agency, FHA and VA home purchase mortgage loan product and where applicable census tract requirements are met. Income limits and homebuyer education apply on a DreaMaker mortgage. The Chase Homebuyer Grant funds will be applied at purchase loan closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees or down payment. Grant funds may not be used for the down payment on an FHA purchase loan. The Homebuyer Grant may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. 5. The Chase VA Loan Purchase Closing Cost Benefit will be applied at closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees. Closing cost benefit may not be used for the down payment and any remaining funds will be applied as a principal reduction. The benefit is available only on primary residence purchase loans and is not available for any refinance loans. The Chase VA Loan Purchase Closing Cost Benefit may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) to the customer and the IRS, for the year in which they are awarded. We encourage customers to consult with a personal tax advisor for questions about the impact to personal income tax returns. Ð'd6. Property search is provided by HouseCanary, Inc. (HouseCanary), a licensed real estate brokerage. HouseCanary, powered by ComeHome, is not affiliated with JPMorgan Chase, N.A. (Chase). ComeHome is provided to you as a courtesy. Chase is not responsible for the real estate services and the search results provided by ComeHome. Restrictions and limitations apply to the access of Chase MyHome. All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC